Real Estate Tips

Climate-related disasters are reshaping the U.S. housing market, with new data revealing alarming projections. A 2025 report warns that natural hazards like floods and wildfires could cost mortgage lenders $1.2 billion this year alone, with numbers expected to surge by 2035. Buyers and sellers alike must understand these risks and take proactive steps in every transaction.

The U.S. housing market is grappling with a persistent shortage of homes, and one major reason is the “lock-in effect.” Homeowners with ultra-low mortgage rates secured during the pandemic are reluctant to sell, even as market demand grows. This hesitance is tightening inventory, driving up prices, and reshaping the dynamics of both buying and selling real estate in 2025.

With interest rates nearing 7%, many homebuyers in the U.S. are exploring assumable mortgages as a strategic way to save money. By taking over a seller’s existing home loan with a lower interest rate, buyers can reduce their monthly mortgage payments significantly. This article explains how assumable mortgages work and why they’re gaining popularity in today’s housing market.

Based on materials from the New York Post, this article explores the growing crisis in Florida’s condominium market, where stricter safety regulations and soaring insurance costs have led to a mass sell-off of older condos. Prices have dropped by up to 22% over the past two years, and buyers must navigate financing challenges due to over 1,400 properties being placed on Fannie Mae’s “blacklist.”

Buying a home solo is an empowering yet challenging financial journey. With nearly 20% of all buyers now being single individuals—especially women—navigating the process on one income requires strategy and preparation. This article offers practical tips on credit score, debt-to-income ratio, budgeting, and more to help solo buyers make confident and informed real estate decisions.

In 2024, U.S. existing home sales dropped to 4.04 million, the lowest level since 1995 and even below the 2008 crisis. The median price for new homes fell below that of existing homes, signaling a market anomaly. With affordability plunging, the gap between home prices and household incomes raises major concerns for buyers and sellers alike.

The U.S. real estate market has seen a sharp increase in new listings at the end of March 2025. While seasonal trends partly explain the surge, sellers must recognize the growing competition. To stand out, they need to adjust pricing strategies, improve property presentation, and act quickly to attract serious buyers in a more crowded market.

In February 2025, sales of new single-family homes in the U.S. rose by 1.8%, reaching an annual rate of 676,000 units. This increase reflects changes in mortgage rates, economic conditions, and builder strategies. The article explores what’s driving the market now and what buyers and developers can expect in the coming months.